UK Study Guide

UK Student visa financial requirements for Nepali students

For a Student visa you must show you can pay your course fees and a set amount for living costs. The Home Office sets these amounts and the rules about how the money is held and evidenced — and they can change. This guide explains how the requirement works and deliberately does not hardcode the figures; always take the current numbers from GOV.UK.

How much money do I need to show?

You must show course fees (or the outstanding balance) plus a fixed monthly living-cost amount for a set number of months. The living-cost amount is higher for courses in London than outside London. Because these figures are set by the Home Office and revised over time, take the current amounts directly from the GOV.UK Student visa money page.

Do not rely on a figure you saw in an old article or from another applicant. Use the current GOV.UK amount for your case.

How long must the money be held (the holding period)?

The funds generally must be held for a continuous period and the evidence must be dated within a set window before you apply. The exact holding period and dating rules are on GOV.UK — follow them precisely, because a statement that is a day short can cause a refusal.

Whose bank account can the funds be in?

The money can usually be in your own account or, in defined circumstances, a parent’s or legal guardian’s account with the right supporting documents (proof of relationship and their consent). The precise rules on acceptable account holders are on GOV.UK — check them for your situation.

Do education loans or fixed deposits count?

Certain education loans can be acceptable if they meet the Home Office conditions, and some forms of held funds may be acceptable depending on the rules in force. Acceptability depends on the current GOV.UK criteria and on how the funds are evidenced. Have the specific instrument checked before you rely on it.

What if I have already paid tuition?

Tuition you have already paid can usually be deducted from the amount you need to show, provided it is evidenced correctly (for example on your CAS or with a receipt). Confirm how this is documented for your case.

What is “source of funds” and why does it matter?

The application looks at whether the funds are genuinely available to you and where they came from. Clear, consistent documentation of the source reduces the risk of questions. Common issues are recently deposited large sums without explanation, statements outside the required window, and mismatched names — all avoidable with preparation.